Big debt disappears with small decisions. Not one grand gesture, not a lottery ticket—tiny, repeatable habits that compound. Think of your payoff as a marathon where every step matters. This guide gives you a daily playbook: quick actions that take minutes, shift your mindset, and steadily accelerate principal reduction whether you’re paying off credit cards, personal loans, medical bills, or a car note.
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As I walked out of my classroom door on the last day with students before winter break, it hit me like a tidal wave. The kind that comes out of nowhere, knocks the wind out of you, and leaves you standing there wondering how something invisible can feel so heavy. I was suddenly flooded with emotion, so much so that I didn’t even know where to begin processing it. All I knew was that I needed to make it to my car before the waterworks started.
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Flat! That’s the one word that best describes the terrain in NW Ohio & Southeast Michigan, which is totally fine unless it snows & kiddos want to go sledding. In which case kids have two options, one, gather all the neighborhood kids and have a BYOS (Bring Your Own Snow) party in the front yard, where kids literally gather as much snow from all the yards to make a snow hill, or, hit up a snow hill. But let’s be honest, if you’re not a local these hills are tough to find. So here’s a list of some popular snow hills the locals in NW Ohio & SE Michigan frequent with their kiddos…
I get asked this a lot: “How do you get your kids to actually go to Mass or church?” And honestly, it’s not a one-size-fits-all answer. But here’s the truth: it starts young. I’ve been taking my children to church since they were toddlers, starting with my firstborn, and the key has always been modeling faith in real life.
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When your child gets sick or needs extra care, nothing else matters. Your mind shifts fast. Your work tasks fade out. Your heart pulls you home. But many moms feel torn between caring for their child and keeping their job safe. This pressure can feel heavy and unfair.
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By a Mom Who Blinked and Somehow Ended Up With a 20-Year-Old
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If you haven’t heard the news yet, here it is: Disney On Ice presents Frozen & Encanto is coming to the Huntington Center, and this show promises to be more magical than ever.
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When winter arrives, it’s the perfect time for you to find new ways to bond with your family. Planning a few key activities can turn a cold season into a warm and wonderful one. Here are five cozy and fun ways for families to connect this winter.
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It’s about half an hour before the end of the workday. My brain is fried, my to-do list is laughing at me, and I’m just trying to wrap things up when, ding!, the first text rolls in.
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As women, there are a few relationships that define us. There’s the one with your partner or spouse, the one you nurture with your kids, and of course, that sacred, soul-level bond with your hairdresser.
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Mom on the go in Holy Toledo 